Agents cannot market or receive renewal commission or sell any carriers’ products until they are certified. You can begin marketing plans for January 1 effective dates on October 1st of the prior year and you can begin selling plans as of October 15th of the prior year. For this reason, we recommend that you complete your certification before October 1st.

Each carrier has their own certification process and therefore you should be aware of what their requirements are as to not duplicate trainings or spend extra time or money. Because your approach can vary depending on which carrier(s) you plan to certify with, we have listed several scenarios below based on which carrier(s) you plan to sell. Specific instructions on how to access these trainings are on the following pages.

Selling for one company only:

Selling for multiple companies:

ALL AGENTS MUST PASS AHIP AND PRODUCT-SPECIFIC TRAINING TO MARKET AND SELL PRODUCTS AND TO RECEIVE RENEWAL COMMISSIONS

If you have any questions, please contact Individual Health Department or call 800.765.1710