GAP Insurance Carriers
What is GAP Insurance
GAP health insurance is a supplemental plan that helps cover medical costs that occur after a health insurance deductible has been met. It can help reduce out-of-pocket costs and provide better access to healthcare.
What are the Benefits?
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Reduce out-of-pocket costs: GAP insurance can help pay for deductibles, co-pays, and coinsurance.
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Provide better access to healthcare: GAP insurance can help make necessary healthcare more accessible and reduce the financial burden.
GAP Insurance Considerations
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GAP health insurance does not help pay for monthly premiums with existing healthcare plans.
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GAP insurance policies typically do not cover mental health and wellness services.
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Since gap coverage isn’t ACA-regulated, insurance companies can raise prices if you have a pre-existing condition.
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GAP insurance is not a replacement for primary health insurance.
Types of GAP Insurance
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Accident
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Hospital Indemnity
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Critical Care
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Short Term Care
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Cancer
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Heart Attack
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Stroke